OUR SERVICES
Better service, faster quotes, and lower premiums.
We offer policies for a wide variety of businesses- Including but not limited to; restaurants, bars, retail shops, nail salons, IT contractors, and construction contractors. We shop a variety of nationwide insurance carriers to get you the best quote. Learn more about some of our policy options below
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Business Owner's Policy
A packaged policy that combines both property and liability coverage. It was created for small to medium sized businesses. Coverage will generally be cheaper if the property and liability are combined, rather than purchased through separate policies.
Commercial General Liability
The standard insurance policy for businesses. It protects against liability claims that include but are not limited to bodily injury, property damage and completed operations. It may cover all risk exposures that are not specifically excluded.
Commercial Property
A policy for businesses and organizations that insures any damage to their building or contents, provided the loss is covered. The policy may also provide protections for any loss of income or increase in expenses due to damage.
Workers’ Compensation
Insurance that covers medical and rehabilitation costs and lost wages for employees injured at work; required by law in all states.
Liquor Liability
A must for any business that sells, serves or assists in the purchase or use of alcohol. The coverage protects your establishment in the event of an intoxicated patron injuring himself, another person or damaging your property. Bars, pubs, taverns, breweries, restaurants that serve alcohol, etc. would all purchase this coverage.
Construction and Contractors
Construction companies and contractors often have too many risks, or such a variety of risk, that just a small business policy won’t apply to them. A mixture of coverages including Builder’s Risk Policy, Inland Marine Policy and Contractor’s Equipment policy can make sure the site, building, machinery and material are all protected
IT Professional Liability Insurance
Including Cyber Liability coverage, makes sure that IT contractors and consultants are protected. IT professionals need to be especially clear about what they are and aren’t responsible for. This coverage can protect the IT professional from a negligence lawsuit.
Surety Bonds
Provide a guarantee that a contract’s obligations will be fulfilled. Surety Bonds protect consumers and government organizations. When contract obligations are not met, the harmed party can place a claim on the bond to recover their losses. Examples can include, bid and performance bonds for contractors, auto dealer bonds, mortgage broker bonds, etc.